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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Rowan County, North Carolina

Fat Boy Data analyzed investment cash-out refinance activity in Rowan County, North Carolina, home to Salisbury, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 210 applications were decided by 85 lenders between 2023 and 2025.

Rowan County at a glance

85Active lenders0 with 20+ decisions
69.0%Market approval rate145 of 210 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up137 loans funded

How Rowan County compares

Approval rate compared
Rowan County69.0%North Carolina71.8%All 616 counties73.1%
Typical loan compared
Rowan County$155KNorth Carolina$195KAll 616 counties$205K

What the data shows

Rf Renovo Management Company, LLC made the most investment cash-out refinances in Rowan County, NC, 12 of them.

The typical investment cash-out refinance here is $155K, 21% smaller than the North Carolina typical of $195K.

Investment property cash-out lenders in Rowan County

LenderApprovalApprovedTaken upTypical loanLoans made
1Lendingone, LLCLimited sample24%4 / 17100%$175K4
2Amerisave Mortgage CorporationLimited sample25%4 / 16100%$285K4
3Rf Renovo Management Company, LLCLimited sample100%12 / 12100%$175K12
4United Wholesale Mortgage, LLCBroker only55%6 / 11100%$155K6
5Rocket Mortgage, LLCLimited sample75%6 / 8100%$125K6

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 80 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Rowan County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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