Home improvement loan lenders in Oregon
Fat Boy Data analyzed home improvement loan activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 36,948 applications were decided by 217 lenders between 2023 and 2025.
Oregon at a glance
How Oregon compares
What the data shows
Onpoint Community Credit Union made the most home improvement loans in Oregon, 6,728 of them.
That is 27% of every home improvement loan originated here, so this market is unusually concentrated in one lender.
CENTRAL WILLAMETTE Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 36.
Lenders approved 73.7% of home improvement loan applications in Oregon, 11.0 percentage points above the the United States rate of 62.7%.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Home improvement loan lenders in Oregon
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Onpoint Community Credit Union | 82% | 7,400 / 9,003 | 91% | $75K | 6,728 |
| 2 | U.S. Bank National Association | 57% | 1,589 / 2,802 | 97% | $95K | 1,540 |
| 3 | Selco Community | 74% | 1,644 / 2,225 | 90% | $65K | 1,483 |
| 4 | Oregon Community | 77% | 1,670 / 2,164 | 95% | $55K | 1,581 |
| 5 | Bank of America, National Association | 52% | 1,036 / 1,987 | 98% | $105K | 1,015 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 212 more lenders.
One email unlocks every lender Fat Boy found.
You are seeing the 5 largest home improvement loan lenders in Oregon. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
- Every lender in the market
- Approval rate and borrower take-up
- Typical loan size and range
- Nearest office and distance
- Branch count and application options
- How easy each lender is to reach
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