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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Oregon

Fat Boy Data analyzed investment property refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,992 applications were decided by 262 lenders between 2023 and 2025.

Oregon at a glance

262Active lenders24 with 20+ decisions
76.3%Market approval rate1,520 of 1,992 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,363 loans funded

How Oregon compares

Approval rate compared
Oregon76.3%All 616 counties77.7%
Typical loan compared
Oregon$345KAll 616 counties$235K

What the data shows

Onpoint Community Credit Union made the most investment property refinances in Oregon, 79 of them.

Ameritrust Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment property refinance here is $345K, 47% larger than the the United States typical of $235K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%One lender: 46% approved of 24One lender: 50% approved of 20Onpoint Community Credit Union: 60% approved of 141One lender: 60% approved of 48One lender: 62% approved of 42One lender: 64% approved of 22One lender: 64% approved of 36United Wholesale Mortgage, LLC: 66% approved of 107One lender: 68% approved of 38One lender: 70% approved of 40Columbia Bank: 75% approved of 51One lender: 78% approved of 37Oregon Community: 79% approved of 58One lender: 83% approved of 41One lender: 85% approved of 41One lender: 87% approved of 23One lender: 91% approved of 33One lender: 91% approved of 22One lender: 92% approved of 24The Loan Store, Inc.: 92% approved of 65One lender: 93% approved of 42One lender: 95% approved of 20One lender: 96% approved of 45One lender: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union60%85 / 14193%$125K79
2United Wholesale Mortgage, LLCBroker only66%71 / 10797%$375K69
3The Loan Store, Inc.92%60 / 6587%$415K52
4Oregon Community79%46 / 5893%$115K43
5Columbia Bank75%38 / 5195%$305K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 257 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property refinance lenders in Oregon. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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