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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Oregon

Fat Boy Data analyzed investment cash-out refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,889 applications were decided by 260 lenders between 2023 and 2025.

Oregon at a glance

260Active lenders42 with 20+ decisions
76.0%Market approval rate2,195 of 2,889 decided
$295KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,049 loans funded

How Oregon compares

Approval rate compared
Oregon76.0%All 616 counties73.1%
Typical loan compared
Oregon$295KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Oregon, 70 of them.

Directors Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment cash-out refinance here is $295K, 44% larger than the the United States typical of $205K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%One lender: 30% approved of 23One lender: 33% approved of 70One lender: 48% approved of 23One lender: 48% approved of 23One lender: 54% approved of 24One lender: 60% approved of 30One lender: 62% approved of 32Homexpress Mortgage Corp.: 64% approved of 135One lender: 64% approved of 28Rocket Mortgage, LLC: 69% approved of 104One lender: 69% approved of 36One lender: 70% approved of 46One lender: 70% approved of 61One lender: 71% approved of 21One lender: 73% approved of 44Newrez LLC: 74% approved of 73One lender: 75% approved of 51United Wholesale Mortgage, LLC: 76% approved of 205One lender: 78% approved of 32One lender: 78% approved of 23One lender: 82% approved of 50One lender: 85% approved of 20One lender: 85% approved of 34One lender: 86% approved of 29Guild Mortgage Company LLC: 87% approved of 83One lender: 87% approved of 23One lender: 88% approved of 49One lender: 90% approved of 29One lender: 90% approved of 49One lender: 90% approved of 20One lender: 91% approved of 56One lender: 93% approved of 27One lender: 93% approved of 43One lender: 94% approved of 68One lender: 95% approved of 39One lender: 95% approved of 40One lender: 95% approved of 20One lender: 97% approved of 35One lender: 100% approved of 53One lender: 100% approved of 32One lender: 100% approved of 29One lender: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property cash-out lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only76%155 / 20599%$305K154
2Homexpress Mortgage Corp.Broker only64%86 / 13598%$345K84
3Rocket Mortgage, LLC69%72 / 10497%$255K70
4Guild Mortgage Company LLC87%72 / 8388%$265K63
5Newrez LLC74%54 / 73100%$295K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 255 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Oregon. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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