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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Thurston County, Washington

Fat Boy Data analyzed cash-out refinance activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,819 applications were decided by 195 lenders between 2023 and 2025.

Thurston County at a glance

195Active lenders29 with 20+ decisions
73.1%Market approval rate2,792 of 3,819 decided
$195KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,665 loans funded

How Thurston County compares

Approval rate compared
Thurston County73.1%Washington71.3%All 616 counties68.2%
Typical loan compared
Thurston County$195KWashington$205KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Thurston County, WA, 650 of them.

Movement Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 98% of 46.

Approval rate of all 29 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 26% approved of 164One lender: 28% approved of 53One lender: 37% approved of 38One lender: 38% approved of 81One lender: 42% approved of 43One lender: 44% approved of 41One lender: 44% approved of 25One lender: 62% approved of 42Newrez LLC: 63% approved of 163One lender: 64% approved of 42One lender: 67% approved of 33One lender: 69% approved of 45One lender: 70% approved of 47One lender: 72% approved of 83One lender: 74% approved of 91One lender: 75% approved of 32Washington State Employees Credit Union: 77% approved of 545One lender: 78% approved of 36One lender: 78% approved of 123One lender: 78% approved of 55One lender: 79% approved of 28United Wholesale Mortgage, LLC: 79% approved of 291One lender: 82% approved of 34Rocket Mortgage, LLC: 84% approved of 792One lender: 85% approved of 20One lender: 86% approved of 37One lender: 87% approved of 52One lender: 91% approved of 131One lender: 98% approved of 46

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%665 / 79298%$175K650
2Washington State Employees Credit Union77%418 / 54599%$125K413
3United Wholesale Mortgage, LLCBroker only79%230 / 29197%$355K224
4Amerisave Mortgage Corporation26%42 / 16498%$225K41
5Newrez LLC63%103 / 163100%$185K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 190 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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