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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Thurston County, Washington

Fat Boy Data analyzed investment property refinance activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 236 applications were decided by 86 lenders between 2023 and 2025.

Thurston County at a glance

86Active lenders1 with 20+ decisions
78.8%Market approval rate186 of 236 decided
$355KTypical loanmedian lender, $10K brackets
88%Borrower take-up164 loans funded

How Thurston County compares

Approval rate compared
Thurston County78.8%Washington73.5%All 616 counties77.7%
Typical loan compared
Thurston County$355KWashington$435KAll 616 counties$235K

What the data shows

O Bee made the most investment property refinances in Thurston County, WA, 9 of them.

Lenders approved 78.8% of investment property refinance applications in Thurston County, WA, 5.3 percentage points above the Washington rate of 73.5%.

The typical investment property refinance here is $355K, 18% smaller than the Washington typical of $435K.

Investment property refinance lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only88%21 / 2490%$395K19
2O BeeLimited sample92%12 / 1375%$185K9
3The Loan Store, Inc.Limited sample82%9 / 1178%$315K7
4Kiavi Funding, Inc.Limited sample82%9 / 11100%$345K9
5Olympia Federal Savings & Loan AssociationLimited sample60%6 / 1067%$515K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 81 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

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  • Nearest office and distance
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