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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Thurston County, Washington

Fat Boy Data analyzed investment cash-out refinance activity in Thurston County, Washington, home to Lacey, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 270 applications were decided by 87 lenders between 2023 and 2025.

Thurston County at a glance

87Active lenders1 with 20+ decisions
73.3%Market approval rate198 of 270 decided
$285KTypical loanmedian lender, $10K brackets
96%Borrower take-up190 loans funded

How Thurston County compares

Approval rate compared
Thurston County73.3%Washington71.7%All 616 counties73.1%
Typical loan compared
Thurston County$285KWashington$325KAll 616 counties$205K

What the data shows

O Bee made the most investment cash-out refinances in Thurston County, WA, 18 of them.

The typical investment cash-out refinance here is $285K, 12% smaller than the Washington typical of $325K.

Investment property cash-out lenders in Thurston County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only64%14 / 22100%$275K14
2O BeeLimited sample100%18 / 18100%$335K18
3Rocket Mortgage, LLCLimited sample81%13 / 1692%$275K12
4Movement Mortgage, LLCLimited sample64%9 / 14100%$265K9
5Angel Oak Mortgage Solutions LLCLimited sample100%11 / 1191%$325K10

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 82 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment cash-out refinance lenders in Thurston County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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