Investment property cash-out lenders in San Joaquin County, California
Fat Boy Data analyzed investment cash-out refinance activity in San Joaquin County, California, home to Stockton, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 804 applications were decided by 144 lenders between 2023 and 2025.
San Joaquin County at a glance
How San Joaquin County compares
What the data shows
Rocket Mortgage, LLC made the most investment cash-out refinances in San Joaquin County, CA, 33 of them.
The Loan Store, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 92% of 25.
Lenders approved 68.3% of investment cash-out refinance applications in San Joaquin County, CA, 6.7 percentage points below the California rate of 75.0%.
The typical investment cash-out refinance here is $255K, 40% smaller than the California typical of $425K.
Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.
Investment property cash-out lenders in San Joaquin County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage, LLCBroker only | 69% | 93 / 134 | 98% | $215K | 91 |
| 2 | Rocket Mortgage, LLC | 72% | 33 / 46 | 100% | $255K | 33 |
| 3 | Homexpress Mortgage Corp.Broker only | 41% | 15 / 37 | 100% | $305K | 15 |
| 4 | Ocmbc, Inc.Broker only | 71% | 22 / 31 | 77% | $275K | 17 |
| 5 | Amerisave Mortgage Corporation | 27% | 8 / 30 | 100% | $155K | 8 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.
Fat Boy found 139 more lenders.
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You are seeing the 5 largest investment cash-out refinance lenders in San Joaquin County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.
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- Approval rate and borrower take-up
- Typical loan size and range
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- Branch count and application options
- How easy each lender is to reach
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